Figures according to the standards of the Venezuelan National Securities Superintendency.

  June 2016 2015 2014 2013 2012 2011
Total Assets
829,833
634,325 355,550 239,313 142,642 102,696
Loan Portfolio (net)
447,418
344,141 197,382 121,819 77,886 60,372
Deposits
686,187
534,903 294,675 195,917 114,606 81,834
Shareholders' Equity
65,201
44,534 32,554 24,658 15,076 10,977

  June 2016 2015 2014 2013 2012 2011
Net Interest Income 30,146 36,733 18,081 11,484 7,484 4,581
Commissions
and Other Income
14,888 15,424 8,141 6,385 3,998 2,763
Operating Expenses 37,677 35,550 18,741 11,732 7,523 5,440
Net Income 6,762 14,092 9,854 7,250 4,163 2,472

  June 2016 2015 2014 2013 2012 2011
Profitability Indicators
Net Interest Income / Average Financial Assets (NIM) 13.4 12.0 9.3 8.8 8.5 7.8
Commissions and Other Income / Total Income 35.7 32.3 33.2 36.7 37.4 38.1
Net Earnings for the Period / Average Equity (ROE) 24.6 37.1 36.3 36.5 32.9 26.7
Net Earnings for the Period / Average Assets (ROA) 1.9 3.0 3.4 3.8 3.5 2.8
Capital Adequacy Indicators
Equity / Risk-Weighted Assets (regulatory minimum 8%) 12.7 11.4 15.2 18.4 18.8 18.7
Equity / Assets 7.9 7.0 9.2 10.3 10.6 10.7
Loan Portfolio Quality Indicators
Past-Due and Non-Performing Loans / Gross Loans Portfolio 0.3 0.2 0.3 0.5 0.9 1.7
Allowances for Loan Losses /  Past-Due and Non-Performing Loans 940.3 1,273.3 1,186.9 649.3 372.6 199.6
Allowances for Loan Losses /  Gross Loans Portfolio 3.0 3.0 3.1 3.3 3.3 3.4
Efficiency Indicators
Operating Expenses / Average Total Assets 9.0 6.4 5.3 5.3 5.4 5.3
Operating Expenses / Total Income 61.9 48.3 49.1 47.4 47.7 50.6
Liquidity Indicators
Cash and Due from Banks / Deposits 29.2 29.1 26.1 23.7 24.0 16.7
Cash and Due from Banks and Investment Portfolio /  Deposits 47.6 47.1 49.5 56.2 52.5 47.3

  June 2016 2015 2014 2013 2012 2011
Number of Employees
In Venezuela 7,952 8,696 8,850 8,944 8,829 8,533
Abroad 1,133 1,161 1,003 938 880 848
Banking Distribution Network
Branches in Venezuela 297 298 299 299 302 304
Branches Abroad 34 34 30 26 23 24
Representative Offices 5 5 5 5 5 5
Correspondent Desk
("Mercantil Aliado"
Network)
85 109 125 128 106 60
Correspondent Trading Points
("Mercantil Aliado" Network)
68 72 122 188 186 117
Automatic Teller Machines (ATMs) 1,245 1,333 1,379 1,432 1,392 1,334
Point Sale Terminals (POS)(3) 52,268 53,023 50,903 53,388 48,672 42,720
(3) Physical points of sale.

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